Fast, Flexible Term Loans to Fund Your Next Big Move
Access up to $1M with flexible terms tailored for your success.
A Quick Look at Term Loans
Loans Range
$25K-$1M
Average loan amount
$242,200*
Qualification
Based on Application
Tailored-Support
Dedicated Funding Specialists
* Based on all transactions of term loans from January 2024 - December 2024.
Looking to Fast-Track Your Business Growth?
Get a term loan solution with affordable repayment terms from Biz2Credit.
Our term loans give established businesses the capital needed to grow.
Some popular reasons to seek term loans are:
-
Grow your
Business -
Use for a broad
range of business needs -
Free up
operational Cash flow -
Potential tax benefits
Understanding Term Loans
A business term loan from Biz2Credit provides a lump sum of capital, repaid over a set period with fixed installments. Established businesses can use this financing solution to meet a wide variety of business needs, such as:
- Expand Your Business: Open new locations or renovate existing ones.
- Upgrade Equipment: Invest in the tools that drive growth.
- Manage Cash Flow: Cover day-to-day expenses with ease.
- Stock-up Inventory: Prepare for busy seasons or big orders.
- Fuel Growth: Fund marketing campaigns or new projects.
Pros of Term Loans
- Predictable Payments: Fixed repayment schedules make managing your finances simpler with short-term loans
- Upfront Funding: Access the entire loan amount quickly to invest in your business needs with short -term loans online.
- Fixed Interest Rates: Achieve stability during periods of fluctuating interest rates with affordable fixed rates tailored to meet your business needs.
Important Requirements
While term loans provide incredible benefits, it's crucial to understand the potential challenges of this financing option:
- Repayment Commitments: Fixed payments require steady cash flow to meet your obligations.
- Eligibility Barriers: Credit scores below 650 or limited time in business may affect approval.
- Collateral Requirements: Depending on the loan size, securing your loan may require assets.
How You Can Use Your Funding
Business term loans can be used to meet a wide variety of business needs, such as:
- Expand Your Business: Open new locations or renovate existing ones.
- Upgrade Equipment Invest in the tools that drive growth
- Manage Cash Flow: Cover day-to-day expenses with ease.
- Stock Inventory: Prepare for busy seasons or big orders.
- Fuel Growth: Fund marketing campaigns or new projects.
Term Loans Customized for Your Business Growth
Flexible term loans, expert guidance, and fast approvals—Biz2Credit makes funding simple for your business to grow.
Flexible Repayment Options
Predictable weekly or biweekly payments designed to fit your cash flow. Stay on top of your loan payment schedule with easy access through your Biz2Credit account.
Personalized Funding Guidance
Get tailored support from a dedicated funding specialist who helps align loan terms with your business goals, making the process simple from start to finish.
Fast and Simple Qualification
Your business’s performance speaks for itself. Submit your application online, and let us handle the rest for quick, hassle-free funding decisions.
Trusted by Thousands of Small Business Owners in America.**
Because we know what it takes to build a business you believe in.
**Disclaimer: All stories are real, as told by real business owners. Customers do not receive monetary compensation for telling their stories.
"Biz2Credit did the application process with us. It was very easy.
We were able to continue with the operation. I was very happy with the experience."
Phil Quilter
Owner of Taj Lounge
Customer since 2010
Is a Business Term Loan Right for You?
If your business does not meet these criteria, you will not be eligible for a business term loan with Biz2Credit. However, you may qualify for another funding product.
-
Annual Revenue
At least $250,000 -
Credit Score
650 or higher -
Time in Business
Minimum of 18 months
How to Apply for a Term Loan
Simple steps to secure your business term loan if you qualify.
Step 1
Create Your Account
Provide us with your basic business information to help us understand your funding needs.
Step 2
Submit Your Application For Funding
Then complete the application by submitting documentation about your business's finances.
Step 3
Connect With Your Funding Specialist
At any time during the process, connect with one of our funding specialists about your application. Your specialist can update you about your application status and eligibility for a Business Term Loan.
Step 4
Get Qualified for a Term Loan
If your business qualifies for a term loan, you may be notified of your eligibility and term loan documentation requirements. Subject to final documentation requirements and eligibility review.
Term Loan Articles
FROM THE KNOWLEDGE CENTER*
*This information is provided for general information only ⓘ , does not constitute financial advice, and does not necessarily describe Biz2Credit commercial financing products.
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Trade credit can be a relatively easy, effective, and low-cost way to secure small business financing, even for startups and new businesses.
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Frequently Asked Questions
What is a business term loan?
How much can I borrow with a business term loan from Biz2Credit?
* Estimates based on all term loan transactions January 2024 - December 2024.
What are the eligibility requirements for a business term loan?
How long does it take to get approved for a business term loan?
What can I use a business term loan for?
What are the repayment terms for a business term loan?
How do I apply for a business term loan?
Looking for Flexible Financing?
or call: 800-200-5678
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Term Loans are made by Itria Ventures LLC or Cross River Bank, Member FDIC. This is not a deposit product. California residents: Itria Ventures LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law License # 60DBO-35839