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New York-Based IT Company Expands Operations to New Jersey with $150,000 Unsecured Line of Credit

New York-Based IT Company Expands Operations to New Jersey with $150,000 Unsecured Line of Credit

Background

An entrepreneur owns and operates an IT solutions company in New York. The IT support company is looking to expand the 5-year-old operation nationally.

The Need

The IT services company needed money to expand the existing office and service a larger client base. Restricted to funding the expansion through internal accruals, the owner needed a less expensive and faster solution.

Small Business Loan Solution

After reviewing the business and personal financials of the entrepreneur, Biz2Credit suggested using an unsecure line of credit against strength of the business, personal credit and net worth of the owner. Biz2credit found a bank product that based the line of credit on the business goodwill and personal net worth of the owner. Best of all, the product required minimal paperwork.

Results

  • Received funding in 15 days
  • Received an unsecured credit line of $150,000 at prime plus 0.5

Benefits

  • Working capital access
  • Speedy funding
  • Over 150 basis points in interest rate savings
  • Financed physical expansion of existing office

Biz2credit found a bank product that based the line of credit on the business goodwill and personal net worth of the owner. Best of all, the product required minimal paperwork.