Tony Garay, the owner of Paylogic Network helps companies find relief from the costs of credit card fees. His company creates and implements electronic payment solutions for doctors, dentists, urgent care facilities, cosmetic surgery centers, veterinarians, attorneys and others.

Paylogic Network's goal is to eliminate all electronic payment processing costs, facilitate payment options and the lower risks associated with credit card acceptance.

"Our payment technologies are proprietary, top of the line solutions that have been created by our experienced team of experts who have extensive experience working within the payment processing industry, says Garay, a Bronx native who graduated from the University of Miami with a degree in business and criminology.

"Biz2Credit proved to be an excellent resource for my company", said Garay after he secured a loan from microlender ACCION via Biz2Credit to fund a new version of his company's software. "Because we are a software company with no inventory, it was challenging to obtain a loan before we found Biz2Credit on the internet." Garay maintains that it was an easy experience thanks to the excellent loan specialist from Biz2Credit.

"Obtaining the $5,000 loan (over a two-year period) took less than a week."

The business owner says he will use the additional funds for working capital and network expansion.